Question: Should I talk to the other driver’s insurance company?
Answer: Be careful. You should generally avoid giving detailed statements to the other driver’s insurance company before speaking with an attorney.
Complete Explanation:
The other driver’s insurance company does not represent you. Its job is to protect its insured and limit the amount paid on the claim. Adjusters may ask questions designed to create contributory-negligence defenses, minimize injuries, or lock you into incomplete facts before you know the full medical picture. You may need to report basic information, but you should avoid recorded statements, broad medical authorizations, and early settlement discussions without legal advice.
