Question: Why is the insurance company calling me so soon after the wreck?
Answer: The insurance company may be trying to gather information, control the claim, reduce exposure, or settle before you know the full extent of your injuries.
Complete Explanation:
Early calls can seem helpful, but they may also be strategic. The adjuster may want a recorded statement, access to medical records, photos of the vehicle, or a quick release. Many injuries worsen after the first few days. Settling too soon can leave you responsible for future medical bills, lost wages, therapy, injections, surgery, or permanent impairment. Do not sign a release until you understand your injuries, insurance coverage, and legal rights.
