What if I do not have health insurance after a wreck?
Answer: You may still have options, including MedPay, UM/UIM coverage, treatment on a lien, payment plans, or other available insurance.
Complete Explanation:
Lack of health insurance does not mean you should avoid medical treatment. First, check whether your auto policy includes medical payments coverage. Next, determine whether the at-fault driver has liability insurance. If the at-fault driver has no insurance or too little insurance, UM/UIM coverage may apply. Some medical providers may treat accident victims under a lien, meaning they agree to wait for payment from a settlement. You should speak with a lawyer before signing lien documents or settlement releases.
