What is uninsured motorist coverage in Alabama?
Answer: Uninsured motorist coverage is insurance that may pay bodily injury damages when the at-fault driver is uninsured, underinsured, or unidentified in certain cases.
Complete Explanation:
UM/UIM coverage is one of the most important forms of auto insurance in Alabama. Liability insurance protects other people when you cause a crash. UM/UIM coverage protects you and your passengers when someone else causes a crash but does not have enough insurance. Alabama minimum liability limits may be far too low for serious injuries, surgeries, hospital bills, lost wages, or permanent impairment. If you were injured in Tuscaloosa or West Alabama, your lawyer should review your policy, household policies, vehicle policies, and any possible stacking issues before settlement.
