Who pays medical bills after a car accident in Alabama?
Answer: Medical bills may be paid through health insurance, MedPay, the at-fault driver’s liability insurance, UM/UIM coverage, medical liens, or settlement proceeds depending on the case.
Complete Explanation:
The at-fault driver’s insurance usually does not pay bills as they come due. Instead, liability insurance typically pays through settlement or judgment after fault, injury, and damages are evaluated. In the meantime, you may need to use health insurance, medical payments coverage, workers’ compensation if the crash happened during work, or medical provider lien arrangements. Alabama accident victims should be careful with unpaid bills, collections, and reimbursement claims. A lawyer can help identify all available coverage and protect the final settlement from unnecessary reductions.
